Quick Answer: Form 15G (below 60 years) and Form 15H (senior citizens 60+) are self-declaration forms to prevent TDS on FD interest. From April 1, 2026, both are replaced by the new Form 121 under Income Tax Act 2025 for FY 2026-27. If filing for FY 2025-26 or earlier — use old Form 15G/15H. Submit … Read more
Dollar rate today in Kerala September 2026. USD to INR Rs 94.50-95.72. AED to INR Rs 23.85-24.27. Saudi riyal, Omani rial, Kuwait dinar rates. Bank TT rates, RBI reference rate explained.
Best FD interest rates India September 2026. Unity SFB 9%, Federal Bank 7.25%, HDFC 7.40%, Post Office 7.50%. NRE FD tax-free guide for Gulf Malayalees. Small Finance Bank safety explained. Kerala bank rates and FD laddering strategy.
Western Union vs Wise vs Remitly for UAE to Kerala 2026. Real AED to INR comparison with actual amounts. Wise wins on rate, Remitly wins on speed, WU for cash pickup. Honest verdict with AED 500 to 5000 examples.
Best apps to send money from UAE to Kerala in 2026. Compare Wise, Remitly, Al Ansari, LuLu Exchange and Joyalukkas. Current AED to INR rates, UPI delivery guide, Onam timing tips and Kerala IFSC code finder.
Quick Answer: A cancelled cheque has two parallel lines drawn across it with CANCELLED written between them in blue or black pen. It cannot be used for payment but proves your bank account details — account number, IFSC code, MICR code, and account holder name. Required for KYC, EPF withdrawal, salary setup, loans, insurance, and … Read more
Quick Answer: Set up Google Pay for Business in 2026 — download the GPay for Business app (separate from regular GPay), register with your business mobile number, complete KYC with GST/Aadhaar/PAN, and start accepting UPI payments via QR code. Zero MDR fees — completely free for merchants. Re-KYC deadline was September 15, 2026 — complete … Read more
Quick Answer: Post Office Savings Account 2026 offers 4% interest per annum — backed by Government of India with sovereign guarantee. Minimum balance Rs 500. Open at any of 1.65 lakh post offices in India with Aadhaar, PAN, and Rs 500. First Rs 10,000 interest per year tax-free under Section 80TTA. ATM card, cheque book, … Read more
You can apply for the new SBI ATM/ Debit card Online without visiting the Branch if you have an OnlineSBI (Internet Banking) Account. You can use your SBI ‘Profile Password’ or ‘OTP method’ to apply the new SBI ATM Card online. If your SBI ATM Card is damaged or lost, you can apply for the … Read more
Quick Answer: YONO SBI (formerly SBI Anywhere) is State Bank of India’s official mobile banking app. Download YONO SBI from Google Play or App Store, register with your SBI account number and mobile number, set MPIN, and start banking in minutes. Last Reviewed: September 2026 | Valid for YONO SBI App v2.0+ on Android and … Read more