🥇 Gold Loan Calculator Kerala 2026
Muthoot · Manappuram · Federal Bank · South Indian Bank · CSB Bank · KSFE
grams
Muthoot Finance
From 10.90% p.a.
Manappuram Finance
From 9.00% p.a.
Federal Bank
From 8.50% p.a.
South Indian Bank
From 9.00% p.a.
CSB Bank
From 8.50% p.a.
KSFE
From 10.00% p.a.
% per annum
📊 Loan Estimate — Muthoot Finance
Estimated Loan Amount
₹0
Total Interest Payable
₹0
Gold value (per gram × weight)
₹0
LTV applied (RBI 2026)
85%
Loan amount
₹0
Interest rate
0% p.a.
Total interest (simple)
₹0
Total repayment amount
₹0
Monthly interest cost
₹0/month
🏦 All Lender Comparison — Same Gold, Same Tenure
| Lender | Rate (from) | Loan Amount | Monthly Interest | Disbursal |
|---|
💡 How to choose the right lender in Kerala:
• Need money in 30 minutes? Muthoot or Manappuram — branch on every street in Kerala, instant cash.
• Want lowest interest rate? CSB Bank or Federal Bank — but takes 1-2 hours and requires more documentation.
• Gulf Malayalee with gold at home? Ask family to pledge at nearest Muthoot — NEFT transfer to you the same day.
• Want government institution? KSFE gold loan is available at all KSFE offices — moderate rate, trusted by Kerala families.
• Want lowest interest rate? CSB Bank or Federal Bank — but takes 1-2 hours and requires more documentation.
• Gulf Malayalee with gold at home? Ask family to pledge at nearest Muthoot — NEFT transfer to you the same day.
• Want government institution? KSFE gold loan is available at all KSFE offices — moderate rate, trusted by Kerala families.
⚠️ Important Disclaimer:
These are estimated figures based on current gold rates and published interest rate ranges. Actual loan amount depends on the lender’s gold valuation (they weigh and test purity in-branch), the specific scheme you choose, and branch-level discretion. Always visit the branch for an exact quote before deciding. Interest rates shown are the lowest available — most borrowers pay 12-18% p.a. on standard schemes. Verify current gold rate and LTV at your nearest branch before applying.