State Bank of India Timings
Customers of SBI can take advantage of digital platforms such as SBI YONO, which is provided free of charge. The vast majority of people still prefer to conduct all of their banking transactions in person at their local bank branch.SBI Bank Time Today
The bank is open from Monday through Saturday (except 2nd & 4th Saturday). Some banking services, such as NEFT and RTGS, do, however, have specific time slots. State Bank Of India has a different Opening and Closing Time in different parts of India. In some states, the working hours are from 7-10 AM whereas, in some other places it’s 8-11 AM and 10 AM to 2 PM. There is a slight difference in the timings due to the pandemic. SBI bank time today in some states are-| BANK TIMINGS | STATES |
| 10 AM to 4 PM | Kerala, Bihar, Uttar Pradesh, Delhi, Andhra Pradesh and Maharashtra |
| 10:30 AM to 4:30 PM | Karnataka and Gujrat |
| 9 AM to 3 PM | Arunachal Pradesh and Andaman and Nicobar |
SBI bank Working Timings
Find below the State Bank of India normal working days and working hours in India.| Working Timings | Workings Days |
| 10 AM to 4 PM | Monday to Friday |
| 10 AM to 4 PM | 1st, 3rd and 5th Saturdays of Month |
| Closed | 2nd and 4th Saturdays |
| Closed | Sunday |
Timings of SBI bank on Saturday
Every month, on the second and fourth Saturday of the month, SBI will be closed. SBI is open from 10:00 AM to 4:00 PM on the first, third, and fifth Saturday of every month. Nevertheless, in the event that a national or regional holiday falls on the first, third, or fifth Saturday of the month, the SBI bank will be closed on those Saturdays.Lunch time of SBI
Find SBI Bank Lunch Timings Today
State Bank of India Lunch timings may be different in different branches. The SBI lunch break time for the employees of State Bank of India are between 2 PM and 3 PM.State Bank of India NEFT Timing
National Electronic Fund Transfer (NEFT) service is available at SBI 24*7 every day. Account-holders can transfer their funds using the NEFT system with SBI net-banking or Yono App online. As said by the Reserve Bank of India (RBI), banks will not impose any charges on the transfer of funds online with the NEFT system. You can make use of the NEFT facility offered by Online Banking at any time (24/7). SBI NEFT is an inter-banking facility that uses a deferred net settlement model. As part of this model, transactions are credited to accounts in hourly batches for all requests that are received every 30 minutes. If you want to use the NEFT facility through the branch, you can go to the branch at any time during the bank’s working hours, although the best time to go is between 10 a.m. and 3 p.m., and fill out the NEFT form with the details of the receiver as well as the details of your bank account. The NEFT form must then be turned in to the bank. It will be processed in the subsequent batches that occur every hour.RTGS Timings
Real-time Gross Settlement (RTGS) service is available at SBI from 7:00 AM to 6:00 PM every day other than on 2nd & 4th Saturdays, Sundays, and public bank holidays. The minimum amount to be remitted through RTGS is Rs 2 lakh with no upper or maximum ceiling. Join Our Facebook Group: www.facebook.com/groups/admeonline Subscribe to Our YouTube Channel: Youtube.com/admeonline Also Read SBI Related PostsSBI Bank Working Hours 2026 — Complete Timings Table
| Day | Opening Time | Closing Time | Customer Transactions | Status |
|---|---|---|---|---|
| Monday | 9:00 AM | 5:00 PM | 10:00 AM – 4:00 PM | ✅ Open |
| Tuesday | 9:00 AM | 5:00 PM | 10:00 AM – 4:00 PM | ✅ Open |
| Wednesday | 9:00 AM | 5:00 PM | 10:00 AM – 4:00 PM | ✅ Open |
| Thursday | 9:00 AM | 5:00 PM | 10:00 AM – 4:00 PM | ✅ Open |
| Friday | 9:00 AM | 5:00 PM | 10:00 AM – 4:00 PM | ✅ Open |
| 1st Saturday | 9:00 AM | 5:00 PM | 10:00 AM – 4:00 PM | ✅ Open |
| 2nd Saturday | Closed | Closed | Closed | 🔴 Closed |
| 3rd Saturday | 9:00 AM | 5:00 PM | 10:00 AM – 4:00 PM | ✅ Open |
| 4th Saturday | Closed | Closed | Closed | 🔴 Closed |
| 5th Saturday | 9:00 AM | 5:00 PM | 10:00 AM – 4:00 PM | ✅ Open |
| Sunday | Closed | Closed | Closed | 🔴 Closed |
SBI Lunch Time — The Truth About SBI Lunch Break
Unlike many private offices, SBI branches follow a staggered lunch system:
- No fixed branch-wide lunch closure — at least one counter remains open
- Some staff take lunch between 1:00 PM and 2:00 PM
- Others take lunch between 2:00 PM and 3:00 PM
- Cash deposit and withdrawal counters may have fewer staff during 1:30-2:30 PM
- Best time to visit: 10:00 AM to 12:30 PM for fastest service
- Avoid: 1:30 PM to 2:30 PM (lunch rush) and after 3:30 PM (counters start closing)
SBI Saturday Timings — 2nd and 4th Saturday Rule
The most common confusion for SBI customers is Saturday timings. As per RBI guidelines:
| Saturday | Status | Timings | Tip |
|---|---|---|---|
| 1st Saturday | ✅ Open | 9:00 AM – 5:00 PM | Visit before 12 PM for best service |
| 2nd Saturday | 🔴 Closed | Holiday | Use YONO app or ATM instead |
| 3rd Saturday | ✅ Open | 9:00 AM – 5:00 PM | Visit before 12 PM for best service |
| 4th Saturday | 🔴 Closed | Holiday | Use YONO app or ATM instead |
| 5th Saturday | ✅ Open | 9:00 AM – 5:00 PM | Only some months have 5th Saturday |
Practical tip: Count which Saturday of the month it is before visiting. If it is the 2nd or 4th Saturday, SBI is closed. Use YONO app or nearest ATM for banking needs.
SBI Service-wise Counter Timings 2026
| Service | Weekday Timings | Saturday Timings | Notes |
|---|---|---|---|
| Cash Deposit / Withdrawal | 10:00 AM – 4:00 PM | 10:00 AM – 4:00 PM | Last cash transaction by 3:30 PM recommended |
| Cheque Deposit | 10:00 AM – 4:00 PM | 10:00 AM – 2:00 PM | Cheques deposited after 2 PM cleared next day |
| NEFT/RTGS (Branch) | 10:00 AM – 4:00 PM | 10:00 AM – 2:00 PM | Online NEFT available 24×7 |
| Account Opening / KYC | 10:00 AM – 3:00 PM | 10:00 AM – 1:00 PM | Carry all documents — Aadhaar, PAN, photo |
| Loan Enquiry | 10:00 AM – 3:00 PM | 10:00 AM – 1:00 PM | Appointment recommended for home loans |
| Passbook Update | 9:00 AM – 5:00 PM | 9:00 AM – 4:00 PM | Use passbook kiosk for self-service update |
| Locker Access | 10:00 AM – 3:00 PM | 10:00 AM – 12:00 PM | Prior appointment required at some branches |
| Customer Care Helpline | 8:00 AM – 8:00 PM | 8:00 AM – 8:00 PM | 1800 1234 or 1800 2100 — toll free |
SBI Bank Timings — City-wise Variations
| City/Type | Opening Time | Closing Time | Notes |
|---|---|---|---|
| Metro Cities (Mumbai, Delhi, Bengaluru) | 9:00 AM | 5:00 PM | Some corporate branches open till 5:30 PM |
| Urban Branches | 9:00 AM | 5:00 PM | Standard hours |
| Semi-Urban Branches | 9:30 AM | 4:30 PM | May vary by branch |
| Rural Branches | 9:30 AM | 4:00 PM | Call ahead to confirm |
| Kerala Branches | 9:00 AM | 5:00 PM | Closed on Kerala state holidays — Onam, Vishu, Kerala Piravi |
| SBI Main Branch (LHO) | 9:00 AM | 5:30 PM | Extended hours at Local Head Offices |
SBI Bank Holidays 2026 — When Is SBI Closed?
SBI follows RBI-declared bank holidays. Key 2026 holidays when all SBI branches are closed:
| Date | Holiday | Day |
|---|---|---|
| January 26 | Republic Day | Monday — All branches closed |
| March 14 | Holi | Friday — All branches closed |
| April 10 | Good Friday | Friday — All branches closed |
| April 14 | Dr. Ambedkar Jayanti | Tuesday — All branches closed |
| August 15 | Independence Day | Saturday — All branches closed |
| October 2 | Gandhi Jayanti | Friday — All branches closed |
| October 22 | Diwali | Thursday — All branches closed |
| December 25 | Christmas | Friday — All branches closed |
Note: Regional holidays vary by state. SBI branches in Kerala are additionally closed on Onam, Vishu, and Kerala Piravi. Check sbi.co.in for state-specific holiday list.
What to Do When SBI Is Closed — Digital Alternatives
| Service Needed | Digital Alternative | Available |
|---|---|---|
| Check balance | Missed call to 09223766666 or YONO app | 24×7 |
| Mini statement | Missed call to 09223866666 or WhatsApp 9022690226 | 24×7 |
| Money transfer | YONO app, BHIM SBI Pay, or any UPI app | 24×7 |
| Bill payment | YONO app or Net Banking | 24×7 |
| Cash withdrawal | Nearest SBI or any ATM | 24×7 |
| NEFT transfer | YONO app or Net Banking (online NEFT is 24×7) | 24×7 |
| Block ATM card | Call 1800 1234 or YONO app | 24×7 |
SBI bank branches are open Monday to Friday from 9:00 AM to 5:00 PM. Customer-facing services like cash deposit and withdrawal run from 10:00 AM to 4:00 PM. SBI is open on the 1st, 3rd, and 5th Saturdays from 9:00 AM to 5:00 PM. Branches are closed on 2nd and 4th Saturdays, Sundays, and public holidays.
SBI does not have a fixed lunch break where the entire branch closes. Staff take staggered lunch breaks between 1:00 PM and 3:00 PM so counters remain open throughout the day. However expect slower service between 1:30 PM and 2:30 PM. Best time to visit SBI is between 10:00 AM and 12:30 PM for fastest service.
No. SBI is closed on the 2nd and 4th Saturday of every month as per RBI guidelines. SBI is open only on the 1st, 3rd, and 5th Saturdays from 9:00 AM to 5:00 PM. Before visiting on a Saturday count which Saturday of the month it is to avoid a wasted trip.
SBI cash deposit and withdrawal counters close at 4:00 PM on weekdays and working Saturdays. For last-minute transactions it is recommended to visit before 3:30 PM as counters start preparing for day-end processing. Cheques deposited after 2:00 PM on Saturdays are processed on the next working day.
SBI branches in Kerala follow standard hours of 9:00 AM to 5:00 PM Monday to Friday and on working Saturdays. Kerala SBI branches are additionally closed on state holidays including Onam (Thiruvonam), Vishu (April 14), and Kerala Piravi (November 1) which do not apply to other states.
No. All SBI branches are closed on Sundays. For banking needs on Sunday use YONO SBI app for transfers and balance check, ATM for cash withdrawal, missed call to 09223766666 for balance, or online NEFT which is available 24×7 through net banking or YONO app.
SBI opens at 9:00 AM and closes at 5:00 PM on weekdays and working Saturdays. However customer transactions including cash, cheques, and account services are handled from 10:00 AM to 4:00 PM. For loan enquiries and account opening visit before 3:00 PM as these services close earlier.
Yes. SBI Local Head Offices and Corporate branches in metro cities like Mumbai, Delhi, and Bengaluru may operate till 5:30 PM. Some airport branches and commercial complex branches may have extended hours. Check sbi.co.in branch locator for specific branch timings at your location.
