SBI credit card payment by NEFT | SBI Credit Card payment IFSC Code

Learn State Bank Of India Credit card payment through NEFT, Step by step process. SBI provides sevaral options to pay the SBI credit card bills online.

SBI Credit Card holders can pay their credit card bills through following online options.

  • NEFT
  • Online SBI Internet Banking
  • Paynet – Pay Online
  • Visa Credit card pay option
  • Through SBI Card Mobile App
  • YONO SBI App
  • Pay via UPI
  • National Automated Clearing House (NACH)
  • SBI Auto Debit
  • By using Debit Cards etc

Find below how to pay SBI credit Card payment by NEFT.

National Electronics Fund Transfer (NEFT) is a secure and easy way to transfer funds through the net banking accounts in India.

NEFT facility can be used to pay SBI credit Card bill payment from any other bank’s account, other than SBI.

For that you have to add SBI credit card as a beneficiary under third party transfer.

SBI Credit Card payment IFSC Code: SBIN00CARDS


Follow below Steps to register and Pay using NEFT in your Online Banking account of other banks:

Step 1: Login the net banking account of your bank

Step 2: Navigate to the Add beneficiary Menu

Step 3: Add your 16 Digit Credit Card Number in place of the Account Number

Step 4: Enter the IFSC code SBIN00CARDS in the IFSC Code box

Step 5: Enter the name SBI CREDIT CARD – NEFT as the bank name


Step 7: Click Save to add SBI Credit Card as the beneficiary of your account.

Once the beneficiary is successfully added and approved by your bank, You can Pay your Credit card bill at any time using NEFT like other NEFT transactions.

Just select ‘SBI CREDIT CARD – NEFT’ as the beneficiary name to transfer the fund and complete the SBI Credit card payment.

Note that, it may take Three banking hours to reflect the NEFT transaction in your Credit Card account.

ie; Payments made till 3.30 P.M of a day will be completed with in 3 hours and and Credit Card payment will be recorded.

But if you have paid the Credit card after 3.30 P.M, then it will reflect only in the next working day.

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