SBI credit card payment by NEFT [2023] | SBI Credit Card payment IFSC Code

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Last updated on November 2nd, 2023 at 11:50 pm

Find SBI Credit Card IFSC Code. Learn State Bank Of India Credit card payment through NEFT, a step-by-step process. SBI provides several options to pay the SBI credit card bills online.

SBI Credit Card holders can pay their credit card bills through the following online options.

  • NEFT
  • Online SBI Internet Banking
  • Payment – Pay Online
  • Visa Credit card pay option
  • Through the SBI Card Mobile App
  • YONO SBI App
  • Pay via UPI
  • National Automated Clearing House (NACH)
  • SBI Auto Debit
  • By using Debit Cards etc

NEFT can be used to transfer funds from one bank account to another, regardless of the branch or location of the bank account being transferred from. If you want to pay your SBI credit card bill via NEFT, you must follow the steps outlined below to accomplish this.

Find below how to pay SBI Credit Card payment by NEFT.

National Electronics Fund Transfer (NEFT) is a secure and easy way to transfer funds through net banking accounts in India.

NEFT facility can be used to pay SBI Credit Card bill payments from any other bank account, other than SBI.

For that you have to add an SBI credit card as a beneficiary under third-party transfer.

 SBI Credit Card payment IFSC Code: SBIN00CARDS

Follow the below Steps to register and Pay using NEFT in your Online Banking account of other banks:

Step 1: Log in to the net banking account of your bank

Step 2: Navigate to the Add Beneficiary Menu

Step 3: Add your 16 Digit Credit Card Number in place of the Account Number

Step 4: Enter the IFSC code SBIN00CARDS in the IFSC Code box

Step 5: Enter the name SBI CREDIT CARD – NEFT as the bank name


Step 7: Click Save to add a SBI Credit Card as the beneficiary of your account.

Following the conclusion of the registration process, you will be able to easily pay your credit card bills by sending the appropriate amount to SBI through your bank account. In the same way that you move money from one bank account to another, the process of transferring money would be the same. Fill in the required amount and your credit card debt will be cleared.

ie; Once the beneficiary is successfully added and approved by your bank, You can Pay your Credit card bill at any time using NEFT like other NEFT transactions.

Just select ‘SBI CREDIT CARD – NEFT’ as the beneficiary’s name to transfer the fund and complete the SBI Credit card payment.

Note that, it may take three banking hours to reflect the NEFT transaction in your Credit Card account.

ie; Payments made till 3.30 P.M of a day will be completed within 3 hours and Credit Card payments will be recorded.

But if you have paid the Credit card after 3.30 P.M., then it will reflect only on the next working day.

 The Advantages of Making Credit Card Bill Payments Through NEFT

It is simple to pay your bills:-
It makes it much easier for SBI Credit Card customers to make their payments. You no longer have to wait in long lines to pay your bills anymore..

From the comfort of your own home, you can efficiently pay off your credit card debt.

There are no additional fees or charges incurred while making an SBI credit card payment through NEFT.

It is completely free of charge, and if everything goes according to plan, the payment will be completed in a matter of seconds.

Paying a credit card bill from any bank account is possible:-

To make the SBI Credit Card Online Payment, you do not need to have an SBI Account.
This procedure can also be completed with the assistance of other banks’ Net Banking services, which are made possible by NEFT.

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Robins Antony

I am an active blogger who makes regular use of a variety of banking services, including online banking, banking mobile apps, credit cards, debit...

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