Quick Answer — Sukanya Samriddhi Yojana 2026: Interest rate: 8.2% p.a. compounded annually — confirmed Q1 FY2026-27 (unchanged since Jan 2024) Tax status: EEE — deposit (80C), interest and maturity all 100% tax-free (Old Regime) Who can open: Parent or guardian of a girl child below 10 years of age Deposit: Minimum ₹250/year — maximum … Read more

Quick Answer — Best Term Life Insurance India 2026: Best claim settlement: SBI Life eShield Next — 99.83% CSR (highest in India) Best overall plan: Axis Max Life Smart Term Plan Plus — 99.71% CSR, rated 4.7/5 Best for Gulf NRI: HDFC Life Click2Protect Supreme Plus — online purchase from abroad, NRE account payment Best … Read more

Quick Answer — Best Health Insurance in India 2026: Best overall: HDFC ERGO Optima Secure — 96.71% claim settlement ratio, any-room coverage Best affordable family plan: Star Health Family Health Optima — widest Kerala hospital network Best for senior citizens: Niva Bupa Senior First — no co-payment, pre-existing disease cover from day 1 Best for … Read more

Gold loan interest rates in Kerala 2026. CSB Bank 8.50%, Federal Bank 8.75%, Muthoot 9-24%, Manappuram 9.90-24%, Kosamattam 12-24%. Per gram rate calculator, bank vs NBFC comparison, RBI LTV rules explained.