PNB Balance Check Number 2026 — Missed Call, WhatsApp, SMS & USSD Guide

Punjab National Bank, the second-largest public sector bank in India provides several options to check the balance of their customer account. Punjab National Bank (PNB) Balance Enquiry methods include Missed Call Balance Check (Toll-Free Balance Check No), SMS Banking, Online (Internet Banking), Mobile Banking applications like PNB M-Banking, PNB M-Passbook etc Punjab National Bank has 180 million customers, 10,910 branches, and more than 13,000 ATM which are merged with the United Bank Of India and Oriental Bank from 1st April 2020. As it has a Government authorization, Punjab National bank provides different ways to check balances, make transactions, etc.

PNB Balance check No

The easiest option for the Punjab National Bank account holder to check the balance is to use the PNB Balance Enquiry Toll-Free Number. PNB Missed call balance check is FREE and you will get the last clear balance in your account easily. To Check the PNB Account balance, give a missed call to Punjab National Bank balance check number 1800 180 2223, 01202303090 from the mobile number registered with the Punjab National Bank account. The call will be disconnected after some rings. You will get an SMS with your account balance shortly. You can use the PNB balance check no toll-free number to check the balance of your Savings Account, Current Account, etc Find PNB balance check number missed call and steps to check the balance below:

PNB Balance Check Numbers	Steps (Missed Call Balance Checking)
1800 180 2222	Give a call on this number. Select the language. Follow the instructions given by the voice response.
1800 180 2223          01202303090	Give a call from the registered number The call will get disconnected after some rings. The customer will then get the SMS regarding the account balance.

How to register for the PNB Missed Call Balance Enquiry?

To use the PNB Missed call balance enquiry facility, Punjab National Bank account holders will have to register their mobile number with the PNB. You can go to any nearest branch and register your mobile number in the account. Once the Mobile number is registered, you can check your account balance at any time by dialling the PNB balance check number. This facility is currently available for Savings (SB) and Current accounts only. If the same mobile number is registered with two Punjab National Bank accounts, then you will get the balance SMS of both accounts. Note that there is a gap of 45 minutes (Two subsequent queries from the same Mobile Number).

Punjab National Bank balance check SMS

Another easy balance check option for the Punjab National Bank customers is to use the PNB Balance Enquiry by SMS facility. To check the PNB account balance send SMS BAL space 16 digit PNB Account Number to 5607040. Note: Replace 1234567890987654 with your Account Number.  

Format	Number	Type Table of Contents Toggle
BAL(space) 16 digit account number	5607040	SMS Banking
MINSTMT (space) 16 digit account number	5607040	Mini Statements

PNB balance check Online

Customers when opening their bank account, they are given an option to activate their Net banking. Account-holders can log in themselves with “user-id” and “password” which is provided by the bank authorities. You can find your account balance after log-in in from the menu. And for log-in, follow the below steps:

• Go to the official website Punjab National Bank Internet Banking
• Click on the option “new user”.
• Enter your account number.
• Select the option “registration type”
• Verify the details.

After successful registration, you can log in at any time and check your account balance.

How to register for the Punjab National Bank E-Statements

Punjab National Bank provides E-statements(E-mail Statements), where registration can be easily done. The steps to register are as follows:

• Register Punjab National Bank net banking through the internet banking facility (Follow the above steps if you have not yet registered for the Internet Banking account).
• If you have already registered, then log in with your User Name and Password.
• Choose the option “other services”
• Go to the “service request” option.
• Then you will find the option “E-statement registration”.

After the successful E-Statement registration, you will get your statements and balance through Email Statements. You can even visit the nearest Punjab National branch to register for E-statements. You can also send SMS to 5607040 in the below format to register for the PNB E-Statements.

ESTMT (space) last 4 digits of the account number (space) Email id

9264092640 OR 5607040

E-mail Statements

Note: SMS should be sent from the registered mobile numbers.  Customers can send the SMS in the above-mentioned format.

Balance Check through PNB Mobile Applications

PNB Customers can use any UPI Apps like Google Pay, PhonePay, PayTM, BHIM UPI etc on their mobile to check the account balances. These apps allow us to add multiple bank accounts of different banks. You can check the account balance of your account at any time by using the balance option and entering the UPI Pin. Punjab National Bank provides a lot of information to its customers with the help of different apps. These apps help the customer to check their balance, mini statements, and transaction histories. There are different apps and they are as follows: PNB M-Banking: Through this application, the account holders can check their balance, make an inquiry, have a mini-statement, transfer the funds, and much more. PNB m-Passbook: Through this application, customers can check their account balances. The account holders can also save their statements on their mobile with the help of the PNB m-Passbook app. PNB Basket: The basket app provides a balance check option. This enables the customers to avail Banking with the help of SMS, missed call banking if they are not having or using 3G or WI-fi or an internet connection through Mobile.

Balance Check through ATM

Customers who have an ATM card can go to Punjab National Bank ATM or any other ATM and check their balance easily. Steps to check balance are as follows:

• Swipe/insert the card into the machine.
• Enter the 4-digit ATM PIN.
• Click on the “balance inquiry” option.
• The screen will display the balance and provide a receipt also.

Balance Check using PNB Passbook

This way is one of the oldest and best methods to check the account balance. Punjab National Bank provides its customer’s passbook, where they can check their transaction history and balance once they update it by visiting the branch of Punjab National Bank.   Join Our Facebook Group: www.facebook.com/groups/admeonline Subscribe to Our YouTube Channel: Youtube.com/admeonline

Also Read Other Banks Balance Checking

PNB Balance Check — All Methods at a Glance 2026

Method	Number/Action	Internet	Cost	Available
Missed Call (Balance)	Call 1800 180 2223	No	Free	24×7
Missed Call (Mini Statement)	Call 1800 180 2223	No	Free	24×7
Missed Call (International)	Call +91 120 2303090	No	ISD charges	24×7
WhatsApp Banking	Hi to 9264092640	Yes	Free	24×7
SMS Balance	BAL [A/C No] to 5607040	No	₹15-25/quarter	24×7
USSD Code	Dial *99#	No	Free	24×7
PNB ONE App	Download from Play Store	Yes	Free	24×7
Net Banking	netpnb.com	Yes	Free	24×7
ATM	Nearest PNB ATM	No	Free (own ATM)	24×7
Customer Care IVR	1800-1800 or 1800 2021	No	Free	24×7

PNB Missed Call Balance Check — Step by Step

1. Ensure your mobile number is registered with PNB.
2. Dial 1800 180 2223 from your registered mobile number.
3. Allow the phone to ring — the call disconnects automatically after 1-2 rings.
4. You will receive an SMS with your PNB account balance instantly.

PNB missed call service is available in 6 languages: English, Hindi, Tamil, Telugu, Kannada, Malayalam, and Punjabi — making it highly convenient for South Indian and Punjabi customers.

PNB WhatsApp Balance Check 2026 — Step by Step

1. Save 9264092640 in your contacts as PNB WhatsApp Banking.
2. Open WhatsApp and send Hi from your PNB registered mobile number.
3. Account numbers linked to your mobile will be displayed.
4. Select the appropriate account and choose Balance Enquiry.
5. Your current balance appears instantly in WhatsApp chat.

PNB WhatsApp banking is completely free — no charges for balance check or mini statement. Available 24×7 including weekends and public holidays.

PNB SMS Balance Check — Important Charge Alert

SMS format: Send BAL [space] 16-digit Account Number to 5607040

Example: BAL 015300XXXXXXXXXX to 5607040

For mini statement: Send MINSTMT [space] 16-digit Account Number to 5607040

Tip: Use missed call (1800 180 2223) or WhatsApp (9264092640) instead of SMS to avoid quarterly charges.

PNB USSD Balance Check — *99# Without Internet

1. Dial *99# from your PNB registered mobile number.
2. Select PNB from the bank list or enter bank code.
3. Select Account Balance from the menu.
4. Your balance appears on screen instantly.

Works on all networks — Jio, Airtel, Vi, BSNL. No internet needed. Free of charge.

Which PNB Balance Check Method Is Right for You?

Your Situation	Best Method	Action
No internet, fastest method	Missed Call	Call 1800 180 2223
Have WhatsApp, want free service	WhatsApp Banking	Hi to 9264092640
Feature phone, no data	USSD Code	Dial *99#
Want to avoid SMS charges	Missed Call or WhatsApp	Both are completely free
Need mini statement	WhatsApp Banking	Hi to 9264092640 → Mini Statement
Abroad — Gulf, UK, USA	International missed call	Call +91 120 2303090
Want full banking features	PNB ONE App	Download from Play Store
Check in Malayalam or Tamil	Customer Care IVR	Call 1800-1800

PNB Balance Check for NRI — International Methods

PNB NRI customers in Gulf, UK, USA, and Canada can check balance using:

• International Missed Call: +91 120 2303090 (ISD charges apply)
• PNB ONE App: Works globally with internet — same login as India
• Net Banking: Visit netpnb.com from any country
• WhatsApp: Send Hi to +91 9264092640 from registered number
• Customer Care: +91 11 2570 2420 from abroad

How to Register Mobile Number with PNB

1. Via PNB ATM: Insert card → More Options → Register for SMS/Mobile Banking → Enter mobile number → Confirm.
2. Via Branch: Visit home branch with Aadhaar and fill mobile registration form.
3. Via Net Banking: Login → Service Requests → Update Mobile Number.
4. Via PNB ONE App: Profile → Update Mobile Number → verify with OTP.

Mobile registration activates within 24-48 hours for missed call and SMS services.