Indian Overseas Bank balance check Number | How to check IOB Account Balance

Indian Overseas Bank (IOB) offers several options for its customers to check their account balances. Account-holders can use the Missed Call Balance checking and Mini statement options along with SMS Banking, Net Banking, Mobile Apps etc to check the account balance.

Indian Overseas Bank (IOB) customers can check the balance online or offline using any of the below options.

  • Balance check through SMS Banking
  • IOB Mobile Banking Apps – BHIM IOB UPI, IOB Mobile
  • IOB Net Banking
  • Balance check through ATM
  • Passbook

To check the balance using SMS Banking and Mobile Apps, you must register your mobile number with the bank first.

 Indian Overseas Bank Balance check SMS Number

Indian Overseas bank customers with active Mobile Banking account can use the SMS Banking option to check the account balance at any time. Send the SMS in the format BAL <> space <> last 4 digits of the IOB Account Number to 84240 22122 from your IOB registered Mobile Number. You will get an SMS with the latest balance shortly from the bank.

Indian Overseas Bank (IOB) balance check SMS number: 84240 22122

To use the SMS Banking facility, your Mobile Number must be registered with the Bank. You can visit any nearest IOB branch and submit the application to register the Mobile Number with your account if it is not yet registered.

After the successful registration of your Mobile number with the IOB account, you can use the IOB SMS banking to check the Account Balance, Mini Statement, etc

Indian Overseas Bank (IOB) Balance enquiry SMS Format: BAL <> space <> last 4 digit of the Account Number  Eg:  BAL 1234

Send this SMS from your IOB registered Mobile Number to 84240 22122. You will get an SMS with your account balance instantly.

 IOB Mini Statement SMS Number

You can get the mini statement (last 5 transaction details) as an SMS on your registered mobile number by sending a message in the format below to 84240 22122.

Indian Overseas Bank (IOB) Mini Statement SMS Format: MINI<> space <> last 4 digits of the Account Number Eg: MINI 1234


 Indian Overseas Bank Balance check through IOB Mobile Apps

You can download the IOB Mobile App from Google Play Store and App Store and Install it on your registered Mobile Number to check the balance of your account at any time.

By using IOB Mobile App, you can do fund transfer, get Balance and Mini Statement, UPI transfer, Bill payment etc easily.

To log in to the App, you have to complete the one-time registration process. You need your IOB Account Number or Customer Id for the registration.

After that, you can set a 6 digit Passcode for the IOB Mobile App Login. You can also log in using the IOB Internet Banking User Name and Password.

indian overseas bank balance enquiry online

After the login, you can see your account balance in the dashboard.


Indian Overseas Bank customers can install the BHIM IOB UPI app on your registered Mobile number handset and can check the balance and carry out UPI transactions easily.

After downloading the app, you will get an OTP to verify the Mobile Number. Once the verification is completed, you can log in to the app check the balance at any time by inputting the UPI account Pin Number.

 How to check Indian Overseas Bank Balance Online

Indian Overseas Bank customers with active internet banking account can check the balance online by visiting the Internet banking account.

Follow the below steps, if you don’t have the IOB Internet banking account:

Step 1: Visit the official Internet Banking Website of IOB

Step 2: Click on the Register button under Personal Login and fill in the details and submit it.

Alternatively, you can download the Internet Banking Registration form from here  Submit the duly filled registration form in your home branch.

Once the Internet banking account is activated, IOB will send you the net banking login User ID and Password.

You can use that credentials to log in to your IOB Internet Banking account.

After the successful login, you can see your account balance and other details in the Accounts summary Menu and Dashboard.

 Indian Overseas Bank Account Balance check Number

Customers those whore are registered for the IOB SMS banking can use the Missed Call balance checking facility.

Indian Overseas Bank (IOB) Missed Call Balance checking Number: 04442220004

Send a missed call to 04442220004 from your registered mobile number. After few rings, the call will be disconnected and you will get the account as an SMS on your Mobile.


Join Our Facebook Group :

Subscribe Our YouTube Channel:

 Also Read


Related Post


വാട്ട്സ്ആപ്പിൽ താല്പര്യം ഇല്ലാത്ത ഗ്രൂപ്പുകളിലെ മെസ്സേജുകൾ എങ്ങനെ...

ലോകത്തിലെ ഏറ്റവും കൂടുതൽ ആളുകൾ ഉപയോഗിക്കുന്ന മെസ്സ...


പ്രധാനപ്പെട്ട സന്ദേശങ്ങൾ വാട്ട്‌സ്ആപ്പിൽ എങ്ങനെ സേവ് ചെയ്യാം?

ഇന്ത്യയിൽ ഏറ്റവും കൂടുതൽ ആളുകൾ ഉപയോഗിക്കുന്ന മെസ്സ...


വാട്ട്സ്ആപ്പ് സ്റ്റാറ്റസ് വീഡിയോ എങ്ങനെ ഡൗൺലോഡ് ചെയ്യാം

Last updated on November 12th, 2021 at 04:07 amവാട്ട്‌സ്ആപ്പ് മെസ്സേജിങ് ആപ്പ് എ...

Leave us a comment