Axis bank is the third-largest private sector working bank in India. Axis Bank has 33,964 branches and to do transactions with these Axis bank branches, we should have a clear understanding of the Timings of Axis Bank, Daily Working Hours, Lunch Time, Saturday Timing etc.
Axis Bank offers financial services to customers which covers a large and mid-corporates, MSMEs, agriculture, and other retail businesses.
Due to the Coronavirus Pandemic and the consequent lockdown across the country, many banks have changed their branch timings and constantly requesting the customers for the usage of digital transactions.
Apart from basic payment and transfer operations, unnecessary or unimportant services like updating the passbook, creating new accounts, and other services from the bank would not be available.
So Axis Bank is providing essential services such as cash withdrawals/deposits, cheque clearance, remittances, and government transactions with effect from March 23, 2020.
Some other unimportant services such as updating passbooks, opening a new account, and note exchange services would be temporarily off.
Axis bank Working Hours
Axis bank works from 9 AM to 4 PM. There would be some changes in different branches.
|9 AM to 4 PM||Monday to Friday|
|9 AM to 4 PM||1st, 3rd and 5th Saturday|
|Closed||2nd, 3rd Saturdays, Sundays and on Public Holidays|
Axis bank remains closed on the public holidays.
Axis bank provides important services like Fund Transfer from one account to another, third-party transactions, Balance checking, Beneficiary adding, Mini-Statement generation etc through online and Mobile Apps.
This further supports the whole idea of encouraging people to use online banking and avoid human contact and minimize the chances of spreading the Coronavirus.
Lunch Time of Axis Bank
The lunch timings would be probably between 1.30 PM to 2.30 PM. But the customers would be answered even during this time (But the wait time will be more than the other working hours).
Axis bank will be open and you can do normal transactions from 10.00 A.M to 4 P.M on all 1st, 3rd and 5th Saturdays.
Bank will be closed on 2nd and Fourth saturdays. But you can use Online banking and Mobile banking to do transactions like NEFT, IMPS etc.
NEFT and RTGS Timings of Axis Bank
NEFT transactions available 24*7 through Axis Bank Internet and Mobile Banking. You can use NEFT to transfer money at any time using the Axis Bank Online banking and Mobile banking channels. You have to add the beneficiary first to transfer money to a third party.
Only after the beneficiary approval, you can use the NEFT to transfer money to that account.
|NEFT Timings||Working days|
|8 AM to 6.30 PM||Monday to Sunday|
|6.30 PM to 8 AM||Including 2nd & 4th Saturday, Sunday & RTGS Holidays – Less than INR 1 Crore|
You can use the Axis bank IMPS service to transfer money to any account without adding the Beneficiary.
NEFT through the branch on Working Days: 10:00 AM TO 4:00 PM
Axis Bank NEFT Charges
|NEFT Fees (Branch)||Free|
|NEFT Fees (Online Net Banking and Mobile Apps)||NIL|
|NEFT Transaction Limits (how many frees per quarter)||Unlimited|
Axis Bank RTGS Charges
|RTGS Fees (Branch)||Free|
|RTGS Fees (Online Net Banking and Mobile Apps)||NIL|
Axis Bank IMPS Charges
|Transaction Amount||IMPS CHARGES|
|Upto Rs. 1000||Rs. 2.5 per transaction|
|Rs. 1000 to Rs. 1 Lakh||Rs. 5 per transaction|
|Rs. 1 Lakh to Rs. 2 Lakh||Rs. 15 per transaction|
Axis Bank Locker Charges
With effect from 1st August 2020, Axis bank introduced locker access charge and One-time locker registration fees.
|Locker Access Charges||3 Free visits/month.
Rs.100/visit above free limits
|Locker Registration Fee||Rs.1000/-per locker registration|
Monthly Cash Transaction Free Limits (Metro/Urban/Rural)
First 4 cash transactions or Rs.2 Lakh transaction (whichever is earlier) through the branch is Free.
Non-Home Branch: Cash transactions up to Rs.25,000/- per day Free. Exceeding which Rs.5/- per thousand, subject to a minimum of Rs.150/- to be charged.
Fees on Cash Deposits and Withdrawals above limits: Rs.5 per Rs.1000 or Rs.150, whichever is higher
Convenience fee on Cash Deposit Transaction done at Cash Deposite Machine: Rs.50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank Holidays (National and State)
Axis Bank Public Holidays
|Date & Month||Holiday|
|January 1||New Year’s Day|
|January 26||Republic Day|
|February 21||Maha Shivaratri|
|April 2||Ram Navami|
|April 6||Mahavir Jayanti|
|April 10||Good Friday|
|April 14||Dr Ambedkar Jayanti|
|May 1||May Day|
|May 7||Buddha Purnima|
|May 24||Idul Fitr|
|May 25||Idul Fitr|
|July 31||Bakrid / Eid al Adha|
|August 1||Bakrid / Eid al Adha|
|August 15||Independence Day|
|August 22||Fourth Saturday Bank Holiday|
|October 2||Gandhi Jayanti|
|October 24||Fourth Saturday Bank Holiday|
|October 25||Maha Navami|
|October 26||Vijaya Dashami|
|October 30||Eid e Milad|
|October 31||Maharishi Valmiki Jayanti|
|November 30||Guru Nanak Jayanti|
|December 25||Christmas Day|
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