In this post, you’ll learn 7 ways to find your CIF number in an Indian bank, as well as what CIF stands for and what it means.
How do CIF Numbers work?
CIF stands for Customer Information File.
This is a one-of-a-kind number with nine digits, and since every bank has a large client base, the bank gives each customer this one-of-a-kind number so that they can readily identify one another.
The CIF number is an element that can be found in digital files.
in addition, the number is stored as an electronic file on the computer system of the bank.
What is the CIF Number in the Indian Bank
The CIF number assigned to each individual carries with it all of the individual’s personal and account-related information.
If you own multiple accounts with the same bank, the CIF number will remain the same;
ie; all of your accounts will continue to be associated with the same CIF number.
Customers of an Indian bank will receive a CIF number consisting of 9 digits, whereas customers of other banks will receive a number consisting of 4, 8, or 11 digits. It’s based on the bank.
Importance of CIF Number
In today’s modern world, the banking industry is likewise going through a period of modernization. The banks are in the process of digitizing every single piece of information about their customers.
Internet access is now available for a variety of benefits, including ATM cards, credit cards, online transactions, loan approvals, and other financial services.
Therefore, when the online service is made available to customers, the banks will offer a special number for each customer so that they may be identified more easily.
How to Find a CIF Number in an Indian Bank Account?
Both online and offline methods are available for finding your CIF number in Indian Bank. The following list provides 5 different ways to find your Indian bank’s CIF number:
How to find the CIF number in Indian Bank through SMS
You can easily get your CIF number by using the Know Your CIF option on the Indian Bank (Allahabad Bank) website.
Follow the steps below:
- Visit Indian Bank (Now Allahabad Bank) Know your CIF online website here
- Enter your Indian Bank or Allahabad Bank Account Number
- Then Enter your registered Mobile Number
- Enter the Captcha shown there and click the “Send OTP” button.
- Now you will get an OTP on your registered Mobile Number
- Enter the OTP received and then click on the ‘Get CIF’ button
- Now you will get an SMS with your Indian Bank CIF Number
Find Indian bank CIF Number Online Using Net Banking
If you have an active Internet Banking account with Indian Bank, it will not be difficult for you to locate your CIF number.
Follow the below steps:
- Visit Indian Bank Internet Banking Portal
- Login with your Net Banking User ID and Password
- After the successful login, go to ‘My Accounts’ Menu and choose ‘Summary’
- You will see your Indian Bank 9 digit CIF number on the open page.
Check your Indian Bank CIF Number on Passbook
New customers at Indian Bank receive a passbook, ATM card, chequebook, and account number when they open an account.
Customers of Indian Bank can readily get their CIF number by referring to their passbooks. The CIF number is printed on the front page of your passbook itself.
Find the Indian Bank CIF number through the Toll-Free Number (Customer Care)
You can call the Indian bank’s toll-free numbers to find your CIF number for your Indian Bank account.
Call 1800 4250 0000 from the mobile number you have on file with Indian Bank (now Allahabad Bank) and follow the instructions.
Once the call is connected, they ask for your name, phone number, email address, account number, etc., to make sure you are who you say you are and that your account information is correct.
If everything is right, they will give you your CIF number.
How to find the Indian Bank CIF number from a Chequebook
The CIF number, along with your name, account number, address, etc., is printed on the first page of the cheque book that comes with your Indian bank account.
Find the CIF number from the Welcome Letter
If you have recently opened an account at the Indian Bank, you can locate your CIF number in the Welcome Kit that you got from the bank. This kit will also contain your passbook and other relevant information.
Find the CIF Number in Indian Bank by visiting the branch
If none of the solutions presented above was successful for you, you can go to the Indian bank branch closest to your residence and ask for your CIF number there.
Have a conversation with the executive of the bank, and ask him for your CIF number.
For this, you must give verification of your identity by supplying details about your bank account, including your name, address, account number, and other personal information.
Following that, the Indian bank will provide you with a CIF number.
Why do you require the CIF number from the Indian Bank?
You might need the CIF number from Indian Bank for the following:
- To Apply for the Net Banking Account Online: Applying for an Internet Banking Account with the Indian Bank can be done online if you do not already have a working Indian Bank Online Banking Account. The CIF Number of your Indian Bank account is required for this.
- Mobile Banking App registration: Mobile Banking account activation may require your CIF number.
- Branch Transfer: To complete a branch transfer for your Allahabad Bank (Indian Bank) account, you will need to provide your CIF number.
You may quickly get your CIF number for your Indian bank (Allahabad Bank) by using any of the options that were presented above.