💡 Pay your Life Insurance Corporation (LIC) premium online securely, instantly, and without queues — directly from your bank or LIC’s portal!

Paying your LIC premium via Net Banking is one of the most trusted, safe, and convenient methods. It offers:

• ✅ 24/7 payment access

• ⚡ Instant confirmation

• 💸 No late fees or hidden charges

• 🔒 Full encryption and verified gateways

This detailed guide covers both official payment methods — LIC Pay Direct and Bank Bill Pay (Biller Registration) — optimized for clarity, user experience, and AI search results.

 

🌐 Method A: LIC Pay Direct (Without Login)

This is the quickest route to pay your LIC renewal premium using Net Banking — no login or registration required.

🔧 Step-by-Step Instructions

📄 Pro Tip: Always check the website URL (https://licindia.in) before entering credentials to avoid phishing.

🏦 Method B: Pay via Your Bank’s Net Banking Portal (Biller Registration)

Many major banks — 🏛️ SBI, 💼 HDFC, 🏢 ICICI, 🏦 Axis — support LIC as a biller, letting you automate or schedule payments easily.

⚙️ One-Time Setup: Add LIC as a Biller

1. 🔐 Login to your bank’s Net Banking portal.

2. 🧭 Go to “Bill Pay” → “Add New Biller.”

3. 🏷️ Choose category “Insurance” → search “Life Insurance Corporation of India (LIC)”.

4. 🧾 Enter Policy Number + Mobile Number.

5. ✅ Verify policyholder details and Save the Biller.

💰 Premium Payment (After Setup)

1. 🔐 Log into your bank portal.

2. 💳 Go to Bill Pay → select LIC Biller.

3. 🏦 Choose your account to debit.

4. 💸 Confirm displayed amount → Authorize Payment.

5. 📜 Receive instant confirmation and transaction ID.

🔁 Bonus: You can enable AutoPay to never miss renewal dates again!

 

🛡️ Safety & Security Comparison

💡 Always verify you’re on official domains (licindia.in or your bank’s .in domain).

 

Learn how to Pay LIC (Life Insurance Corporation) Premium Online using Net Banking, Debit / Credit Card. With these simple steps, you can pay the premium at any time from anywhere.

Don’t wait again in the LIC office ‘Queue’ for the monthly / Quarterly / Yearly premium payment.

LIC Online Payment

LIC offers a number of channels via which customers can make premium payments for their LIC policies – Pay LIC premium online by using your credit/debit card or use the Paytm option easily.

Easy payment by login or without login to LIC. Check how to pay LIC premium online through the LIC Portal.

Please Subscribe to Our YouTube Channel Click Here

To Pay the LIC Premium Online, You need the Following :

1. Your Policy Number.
2. Premium Amount.
3. Date of Birth of the Policy Holder.
4. A Mobile Number.
5. Email Address.
6. Net Banking / Debit / Credit Card.

You can Pay the monthly / Quarterly / Yearly LIC  Premium Amount with registration or Without Registration.

We recommend you to register the LIC portal (One-time registration) so that you don’t have to remember the Policy number and other policyholder details when you pay the premium online next time.

Learn More: BSNL Landline Bill Payment Online

Let’s check how to register on the LIC portal and Pay the Premium.

1. Register the LIC Portal

Step 1 : Visit www.licindia.in (Click here or the image below to Visit the LIC Website)

Step 2: Click ‘Pay Premium Online‘. Now you can see 2 Options.

a) Pay Direct – Without Login.

b) Through Customer Portal.

Click ‘Pay Direct’ to pay the premium without registration.

Click ‘Through Customer Portal to complete the one-time registration and Pay the premium by Login as  ‘Registered User’.

If you already have a LIC Login account, you can log in by entering the following details:

If you don’t have an Account, you can create a new account by clicking ‘Sign Up‘ link.

Read Also: How to Book Bharat Gas LPG Cylinder Online.

Step 3: Now fill out the registration form.

• Enter your Policy Number,
• Premium Amount without Tax,
• Date of Birth of the Policy Holder,
• Mobile Number,
• Email address etc.
• Gender etc
• You can also enter optional fields like PAN Card, Adhar Card or Passport Number

Then select the check box to accept the agreement.

then Click on the ‘Proceed‘ button.

 

Step 4:  Now you can see your Policy details. You can create a Password for the portal login.

The password must have a maximum of 9 characters and at least one numeric character. (Eg: asdfrewq1).

After the successful registration, you will get the login details as an Email.

2. Login as a Registered User to Pay the Premium Online.

Step 1: Click ‘Registered User‘ and log in with your LIC Portal User Name and Password.

• Select the ‘Role‘ as customer
• Enter a User ID (You can enter your Mobile Number/Email as a user ID)
• Enter your LIC Login Password
• Select your Date of Birth from the Calendar.
• Click on ‘Sign In‘

In the dashboard, you can see your policy details.

Step 2: Click ‘Pay Premium Online‘ in the left side menu.

Step 3: Select Policy Type and Premium options. Then click ‘Submit‘.

Now you can see your Policy Number, Premium Amount etc. Select the check box under the column ‘Pay PM’. Click ‘Submit’.

Step 4: Now you can ‘Confirm Premium Payment’ and select (Billdesk Gateway) the Payment Gateway. Then Click ‘Yes’.

Step 5 : Select the Payment Mode and Click ‘Submit’. You can select from ‘Internet Banking, ‘American Express’, RuPay Cards, ‘Wallet / Cash Card’.

Select ‘Internet Banking’ if you have a Net Banking Account and then click ‘Submit’.

Step 6: Complete the payment using the selected ‘Payment Gateway‘.

After the successful transaction, you can download the ‘Payment Acknowledgement’.

Now you will get the payment confirmation Email and SMS.

If you have any questions regarding the LIC Premium Online Payment, feel free to post them as a comment below. Also, share this tutorial with your Friends.

If you liked this article, then please subscribe to our YouTube Channel for more How to Video Tutorials. You can also find us on Twitter and Facebook.
Watch the Video Tutorial here :

💬 Frequently Asked Questions

❓ Is it safe to pay LIC premium via Net Banking?

✅ Yes. Payments go through secure, encrypted bank gateways or LIC’s SSL-protected portal.
Tip: Avoid third-party links — use only licindia.in or your bank’s verified domain.

❓ How fast do I get the LIC premium receipt?

📨 Instantly! Once payment is successful, LIC generates an e-Receipt immediately. It’s also emailed to your registered address.

❓ Can I pay a lapsed LIC policy online?

🔄 Yes, for most cases. Choose “Renewal Premium/Revival”.
If the policy is heavily lapsed (beyond grace period), physical verification or medical form submission at a branch may be needed first.

 

If you Like this Post, Please ‘Like’ and ‘Share’ it with your Friends.

Join Our Facebook Group: www.facebook.com/groups/admeonline

• How to Change SBI Registered Mobile Number
• SBI ATM Pin Generation
• Process to Apply new SBI ATM Card Online
• How to change SBI ATM PIN Number online
• How to Block SBI ATM Card Online
• How to add beneficiary in Online SBI to transfer funds

Save