How to Pay LIC Premium Online using Net Banking | LIC Online Payment

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Last updated on August 13th, 2022 at 03:49 pm

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Learn how to Pay LIC (Life Insurance Corporation) Premium Online using Net Banking, Debit / Credit Card. With these simple steps, you can pay the premium at anytime from anywhere.

Don’t wait again in the LIC office ‘Queue’ for the monthly / Quarterly / Yearly premium payment.

LIC Online Payment

LIC offers a number of channels via which customers can make premium payments for their LIC policies – Pay LIC premium online by using your credit/debit card or use Paytm option easily.

Easy payment by login or without login to LIC. Check how to pay Lic premium online through the LIC Portal.

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To Pay the LIC Premium Online, You need the Following :

LIC Premium Payment Online

LIC Premium Payment Online

  1. Your Policy Number.
  2. Premium Amount.
  3. Date of Birth of the Policy Holder.
  4. A Mobile Number.
  5. Email Adddress.
  6. Net Banking / Debit / Credit Card.

You can Pay the monthly / Quarterly / Yearly LIC  Premium Amount with registration or Without Registration.

We recommend you to register the LIC portal (Onetime registration) so that you don’t have to remember the Policy number and other policy holder details, when you pay the premium online next time.

Learn More: BSNL Landline Bill Payment Online

Let’s check how to register the LIC portal and Pay the Premium.

  1. Register the LIC Portal

Step 1 : Visit (Click here or the image below to Visit the LIC Website)

Pay LIC Premium Online

Step 2 : Click ‘Pay Premium Online‘ . Now you can see 2 Options.

a) Pay Direct – Without Login.

b) Through Customer Portal.

Click ‘Pay Direct’ to pay the premium without registration.

Click ‘Through Customer Portal to complete the one time registration and Pay the premium by Login as  ‘Registered User’.

Pay LIC Premium Online

If you already have an LIC Login account, the you can login by entering the following details:

If you don’t have an Account, you can create a new account by clicking ‘Sign Up‘ link.

Read Also: How to Book Bharat Gas LPG Cylinder Online.

Step 3 : Now fill the registration form.

  • Enter your Policy Number,
  • Premium Amount without Tax,
  • Date of Birth of the Policy Holder,
  • Mobile Number,
  • Email address etc.
  • Gender etc
  • You can also enter optional fields like PAN Card, Adhar Card or Passport Number

Then select check box to accept the agreement.

then Click on ‘Proceed‘ button.

Register LIC portal for Online Payment


Step 4 :  Now you can see your Policy details. You can create a Password for the portal login.

The password must have minimum 9 characters and at least one numeric character. (Eg : asdfrewq1).

After the successful registration, you will get the login details as an Email.

2. Login as Registered User to Pay the Premium Online.

Login LIC Portal to pay the premium online

Step 1  : Click ‘Registered User‘ and Login with your LIC Portal User Name and Password.

  • Select the ‘Role‘ as customer
  • Enter a User ID (You can enter your Mobile Number/Email as a user ID)
  • Enter your LIC Login Password
  • Select your Date of Birth from the Calendar.
  • Click on ‘Sign In

In the dashboard, you can see your policy details.

Step 2 : Click ‘Pay Premium Online‘ in the left side menu.

Select premium payment options

Step 3 : Select Policy Type and Premium options. Then click ‘Submit‘.

Now you can see your Policy Number, Premium Amount etc. Select check box under the column ‘Pay PM’. And click ‘Submit’.

Select your LIC Policy for the premium payment

Step 4 : Now  you can ‘Confirm Premium Payment’ and select (Billdesk Gateway) the Payment Gateway.Then Click ‘Yes’.

Online Payment-LIC-Confirmation

Step 5 : Select the Payment Mode and Click ‘Submit’. You can select from ‘Internet Banking, ‘American Express’, RuPay Cards, ‘Wallet / Cash Card’.

Select ‘Internet Banking’ if you have a Net Banking Account and then click ‘Submit’.

Select Net Banking

Step 6 : Complete the payment using the selected ‘Payment Gateway‘.

After the successful transaction, you can download the ‘Payment Acknowledgement’.

LIC Premium payment completed

Now you will get the payment confirmation Email and SMS.

If you have any questions regarding the LIC Premium Online Payment, feel free to post it as a comment below. Also, share this tutorial with your Friends.

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Robins Antony

I am an active blogger who makes regular use of a variety of banking services, including online banking, banking mobile apps, credit cards, debit...