How to Pay LIC Premium Online using Net Banking | LIC Online Payment

Last updated on June 11th, 2018 at 01:28 pm

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Learn how to Pay LIC (Life Insurance Corporation) Premium Online using Net Banking, Debit / Credit Card. With these simple steps, you can pay the premium at anytime from anywhere.

Don’t wait again in the LIC office ‘Queue’ for the monthly / Quarterly / Yearly premium payment.

LIC Online Payment

LIC offers a number of channels via which customers can make premium payments for their LIC policies – Pay LIC premium online by using your credit/debit card or use Paytm option easily.

Easy payment by login or without login to LIC. Check how to pay Lic premium online through the LIC Portal.

Watch the Video Tutorial here :

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To Pay the LIC Premium Online, You need the Following :

  1. Your Policy Number.
  2. Premium Amount.
  3. Date of Birth of the Policy Holder.
  4. A Mobile Number.
  5. Email Adddress.
  6. Net Banking / Debit / Credit Card.

You can Pay the monthly / Quarterly / Yearly LIC  Premium Amount with registration or Without Registration.

We recommend you to register the LIC portal (Onetime registration) so that you don’t have to remember the Policy number and other policy holder details, when you pay the premium online next time.

Let’s check how to register the LIC portal and Pay the Premium.

  1. Register the LIC Portal

Step 1 : Visit www.licindia.in (Click here or the image below to Visit the LIC Website)

Pay LIC Premium Online

Step 2 : Click ‘Pay Premium Online‘ . Now you can see 2 Options.

a) Pay Direct – Without Registration.

b) Pay Premium through e-Services.

Click ‘Pay Direct’ to pay the premium without registration.

Click ‘Pay Premium through e-Services’ to complete the one time registration and Pay the premium by Login as  ‘Registered User’.

Register LIC Portal

Step 3 : Now click ‘New User’ to start the registration.

Enter your Policy Number, Premium Amount, Date of Birth of the Policy Holder, Mobile Number, Email address etc. Then select check box to accept the agreement.

Click ‘Proceed‘ button.

Register LIC Portal for premium payment

Step 4 :  Now you can see your Policy details. You can create a Password for the portal login.

The password must have minimum 9 characters and at least one numeric character. (Eg : asdfrewq1).

After the successful registration, you will get the login details as an Email.

2. Login as Registered User to Pay the Premium Online.

Login LIC Portal to pay the premium online

Step 1  : Click ‘Registered User‘ and Login with your LIC Portal User Name and Password.

In the dashboard, you can see your policy details.

Step 2 : Click ‘Pay Premium Online‘ in the left side menu.

Select premium payment options

Step 3 : Select Policy Type and Premium options. Then click ‘Submit’.

Now you can see your Policy Number, Premium Amount etc. Select check box under the column ‘Pay PM’. And click ‘Submit’.

Select your LIC Policy for the premium payment

Step 4 : Now  you can ‘Confirm Premium Payment’ and select (Billdesk Gateway) the Payment Gateway.Then Click ‘Yes’.

Online Payment-LIC-Confirmation

Step 5 : Select the Payment Mode and Click ‘Submit’. You can select from ‘Internet Banking, ‘American Express’, RuPay Cards, ‘Wallet / Cash Card’.

Select ‘Internet Banking’ if you have a Net Banking Account and then click ‘Submit’.

Select Net Banking

Step 6 : Complete the payment using the selected ‘Payment Gateway‘.

After the successful transaction, you can download the ‘Payment Acknowledgement’.

LIC Premium payment completed

Now you will get the payment confirmation Email and SMS.

If you have any questions regarding the LIC Premium Online Payment, feel free to post it as a comment below. Also, share this tutorial with your Friends.

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