Bank of Baroda (BoB) account holders can check their balance instantly using multiple secure channels. The quickest and most popular method is the Missed Call Banking Service. Simply call the Toll-Free Balance Check Number: 8468 00 1111 from your registered mobile number, and you’ll immediately receive an SMS with your current balance. Other convenient options include SMS Banking, BoB World (Mobile App), Net Banking, ATM, Passbook update, and the 24×7 Contact Center.

🔥 Top 5 Key Highlights (Quick Summaries)

Service Action/Number Fee/Limit Best For
Missed Call Balance Check Dial 8468 00 1111 (Registered Mobile) Free. Max 3 times/day. Instant balance without internet.
Mini Statement (Missed Call) Dial 8468 00 1122 (Registered Mobile) Free. Max 3 times/day. Quick view of last 5 transactions.
SMS Banking Send BAL <Last 4 Digits> to 8422 0099 88 Standard SMS charges apply. Non-smartphone users; detailed info.
BoB World App Login to M-Connect Plus or BoB World app Free (requires internet). Full digital banking, statements, transfers.
Customer Care 1800 102 44 55 or 1800 258 44 55 (Toll-Free) Free. Available 24/7. Direct human/IVR assistance.

How do you check the Bank of Baroda (BoB) account balance?

BoB customers can check their account balance by using Bank Of Baroda Missed call Banking Service, SMS Balance check method, Bank Of Baroda Net Banking, Mobile Application M-Connect Plus, ATM and through the Passbook.

Balance checking through Bank of Baroda balance check Number (Missed Call Number)8468 00 1111 is the most popular method because the account holder can check the balance anytime.

bank of baroda balance check number missed call number

1. The Ultimate Convenience: Bank of Baroda Missed Call Banking

Missed Call Number for Balance: 8468 00 1111

How to Use the Missed Call Service (It’s so easy!)

 

  1. Dial the toll-free number 8468 00 1111 from the mobile number you’ve registered with your Bank of Baroda account.
  2. The call will automatically disconnect after the first ring.
  3. Almost instantly, you’ll receive an SMS containing your current account balance. The message will also show the last four digits of your account number for verification.

Pro Tip: If you have multiple accounts linked to the same mobile number, you’ll receive separate SMS messages (up to two, with a maximum length of 320 characters) detailing the balance for each account that is eligible.

Key Features and Limitations

Feature Detail
Cost Completely Free of charge.
Availability 24×7 throughout the year.
Account Eligibility Works for Savings, Current, Overdraft (OD), and Cash Credit (CC) accounts.
Daily Limit You can use this service a maximum of 3 times a day.
Geographical Limit Only available for domestic mobile numbers (registered within India).

2. Instant Transaction History: How to Get Your BoB Mini Statement

Knowing your balance is great, but sometimes you need a quick look at your last few transactions. BoB’s missed call facility also covers this with a dedicated number.

Missed Call Number for Mini Statement: 8468 00 1122

 

Steps for Mini Statement by Missed Call

 

  1. Dial 8468 00 1122 from your registered mobile number.
  2. The call will disconnect automatically.
  3. You will receive an SMS with details of your last 5 transactions (the mini statement).

 

Multiple Accounts for Mini Statement: The Registration Trick

 

If you have more than one account linked to your mobile number, you must first register a preferred account to receive the mini statement for a specific one.

SMS Format to Register Preferred Account:

Send an SMS in the format: REG <Last 4 digits of Account Number>

Example: Send REG 0811 to 9176612303

3. Traditional & Reliable: Bank of Baroda SMS Banking Service

 

The SMS Banking service is a reliable fallback, especially if the missed call service is busy or you need to perform other basic banking operations via text. Note that standard SMS charges will apply for this service.

SMS Banking Number: 8422 0099 88

 

Key SMS Formats

Service SMS Format (Send to 8422 0099 88)
Balance Enquiry BAL <space> Last 4 Digit of A/c Number
Mini Statement MINI <space> Last 4 Digit of A/c Number
Cheque Status CHEQ <space> Last 4 Digit of A/c Number <space> Cheque No
SMS Alert Subscription ACT <space> Last 4 Digit of A/c Number
Unsubscribe SMS Alert DEACT <space> Last 4 Digit of A/c Number

Example for Balance Check: To check the balance for an account ending in 6789, send the SMS: BAL 6789 to 8422 0099 88.

 

4. Full Control: Checking Balance via BoB World Internet Banking (Net Banking)

 

For comprehensive account management, Net Banking is your best friend. It’s secure, free, and gives you a complete view of your account.

 

Steps for Net Banking Balance Check

 

  1. Visit the official Bank of Baroda Net Banking portal.
  2. Log in using your Online Banking User Name and Password provided by the bank.
  3. Navigate to your ‘Account Details’ or ‘Account Summary’ section. Your current balance and mini/detailed statements will be displayed.

Advantage: This method has no per-day transaction limit and is the best way to check full transaction history and manage funds. If you haven’t activated this, simply contact your home branch.

 

5. Mobile Freedom: BoB World Mobile Banking App (M-Connect Plus)

 

The BoB World app (which has replaced the older M-Connect Plus) is Bank of Baroda’s state-of-the-art mobile banking solution. It turns your smartphone into a virtual branch.

 

How to Use the Mobile App

 

  1. Download and Install the official BoB World app from your app store.
  2. Complete the registration process using your debit card and account details.
  3. Log in with your set MPIN or biometrics.
  4. Your current account balance is typically displayed right on the home dashboard.

The app also offers access to Mini Statements, fund transfers, bill payments, and more. BoB also offers the Baroda mPassbook app, which provides an electronic passbook copy of your transactions.

 

6. Direct Assistance: Balance Enquiry through 24×7 Contact Center

 

For those who prefer talking to a representative or using an Interactive Voice Response (IVR) system, the toll-free customer care numbers are available round the clock.

BoB Contact Center Toll-Free Numbers:

  • 1800 102 44 55
  • 1800 258 44 55

 

How to Get Your Balance by Phone

 

  1. Dial one of the toll-free numbers.
  2. Follow the IVR instructions to select your preferred language.
  3. Choose the option for ‘Balance Enquiry’.
  4. You may need to enter your account number and a part of your Debit Card details/PIN for verification.

The IVR will then state your account balance. This service is free of cost.

 

7. Traditional Access: ATM and Passbook

The tried-and-true methods remain highly effective and accessible.

ATM Balance Check

 

  1. Visit any nearby ATM (BoB or non-BoB).
  2. Insert your BoB ATM/Debit card and select your preferred language.
  3. Enter your secret 4-digit ATM PIN.
  4. Select the ‘Balance Enquiry’ or ‘Balance’ option.
  5. Your balance will be displayed on the screen and/or printed on a receipt.

Note on Charges: While using a BoB ATM is generally free, checking your balance at another bank’s ATM might be chargeable after a certain number of free monthly transactions (as per RBI guidelines).

Passbook Update

 

If you have a physical passbook, simply visit your home branch (or an e-Lobby with a self-service machine) to get it updated. The latest entry will show your most current balance.

💡 Understanding Your BoB Account Number 

 

Modern digital banking relies on clear data structures. Understanding your Bank of Baroda account number format is crucial for many services, like SMS banking.

Segment Position in 14-Digit A/c Number Description Example (A/c No: 00789456123321)
Branch Code First 4 Digits A unique identifier for the specific BoB branch where the account was opened. 0078
Product Code Next 2 Digits Identifies the type of account (e.g., Savings, Current, Loan). 94
Actual Account No. Last 8 Digits The unique number that identifies you as the customer. 56123321

🤔 People Also Ask (PAA) 

 

Question Answer
Can I check my BoB balance without a registered mobile number? No, for Missed Call and SMS services, your mobile number must be registered with the bank. However, you can use Net Banking, Mobile App, ATM, or Passbook Update which do not strictly rely on the mobile number for verification.
Is the BoB missed call service entirely free? Yes, the Missed Call Banking Service (8468 00 1111) is completely free of cost for all domestic calls.
How many times a day can I use the missed call facility? You can use the missed call facility for both balance check and mini statement a maximum of 3 times per day.
What is the SMS format to check the balance of a non-primary account? For SMS Banking, you check the balance using the last 4 digits of the account number: BAL <Last 4 Digits> to 8422 0099 88. There is no special format needed for a non-primary account, provided it’s linked to the same registered mobile number.
How do I get my last 5 transactions from Bank of Baroda? You can get the last 5 transactions (Mini Statement) by giving a missed call to 8468 00 1122 or by sending an SMS: MINI <Last 4 Digits> to 8422 0099 88.
Which is the best option for a detailed account statement? Net Banking or the BoB World Mobile App are the best options for downloading or viewing a detailed account statement, often for the last 6 months or more.

Conclusion

Bank of Baroda truly excels at providing multiple, convenient, and secure channels for its customers to check their account balance. Whether you prefer the simplicity of a missed call (8468 00 1111), the detailed control of the BoB World App, or the reliability of traditional ATM and Net Banking—you have an instant, 24/7 option tailored to your need.

Staying updated on your finances has never been easier, ensuring you’re always in complete control of your money.

 

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Also Read Other Banks Balance Checking

Is it necessary to visit bank branch to enquire account balance?

No, it is not necessary to visit bank branch to enquire account balance. Account holders can get BOB Account balance by giving a miss call to 8468001111 from registered mobile number, using net banking or mobile banking or SMS BAL Last 4 digit of account number from registered mobile number 8422009988.

How to check bank of baroda account balance online?

You will be provided with an Online banking User Name and Password by the bank. Using these, you will be able to log in to your Net banking account and check the amount of your Bank of Baroda account whenever you choose.

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