Atal Pension Yojana chart | Atal Pension Yojana Benefit and Details

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Last updated on March 9th, 2020 at 11:40 am

Atal Pension Yojana is a Social Security Scheme initiated by the Central Government of India, to ensure the financial security of the old age especially in the unorganized working class like Maids, Drivers, Gardeners etc

This scheme encourages the workers in the unorganized sectors to save a fixed amount monthly, to ensure that they will get a regular monthly pension, depends on the scheme they have joined, after 60 Years.

ie; Under the Atal Pension Yojana scheme, the subscribers will get a guaranteed minimum monthly pension ranging from Rs.1000/- to Rs.5000/- in every month when they complete 60 Years.

 What are the Eligibility criteria for joining Atal Pension Yojana

You can Join the Atal Pension Yojana, if you meet below eligibility criteria:

  • You are an India Citizen with a Valid Bank Account.
  • Your age is in between 18 to 40
  • You have the Aadhar as a KYC document (If you do not have Aadhar, when you join the scheme, you must submit it later)

 Atal Pension Yojana monthly contribution

Any Indian Citizen whose age is above 18 years and below 40 can join the scheme by opening the APY account in any bank or Post Office.

The contribution of API will be deducted monthly, quarterly or semi- annually from your savings account (depends on the period you have selected for the payment) and the standing instruction you set in the bank or Post office, when you have joined the scheme.

When you join, you can select how much monthly pension you want to get every month, when you become 60 years old. You can select monthly pension plans from Rs. 1000, 2000, 3000, 4000 and 5000. Based on your pension plan selection, contribution amount will be different


 Atal Pension Yojana chart

Find below the Atal Pension Yojana chart (Monthly Contribution amount). This may vary depends on your age.

ie; If you have joined the scheme at the age of 18, then to get a monthly pension of Rs.1000/- at the age of 60, you must pay Rs.18 every month until you become 60 years.

Age Of Entry Monthly Pension Rs.1000 Monthly Pension Rs.2000 Monthly Pension Rs.3000 Monthly Pension Rs.4000 Monthly Pension Rs.5000
18 42 84 126 168 210
20 50 100 150 198 248
22 59 117 177 234 292
24 70 139 208 277 346
25 76 151 226 301 376
26 82 164 246 327 409
28 97 194 292 388 485
30 116 231 347 642 577
32 138 276 414 551 689
35 181 362 543 722 902
36 198 396 594 792 990
38 240 480 720 957 1196
40 291 582 873 1164 1454


 What are the Charges for Atal Pension Yojana Default

If you have delayed any monthly contribution, Banks may collect additional amount from you, to retain your Atal Pension Yojana account. This amount may be Minimum Rs.1 to Rs.10 per Month.

If you have not payed your contribution for a period of 6 months, your account will be Frozen.

If your contribution failed for a continuous period of 12 Months, your account will be deactivated.

And After 24 Months, it will be closed.

So you must ensure that your bank account or Post office account, where the standing instruction is set for the auto payment of your APY contribution, has enough balances.


 What are the Other benefits of Atal Pension Yojana

In case of the death of the subscriber, the husband/spouse of the subscriber will get the same amount of pension till his or her death.

After the death of both the subscriber and the spouse/husband, the nominee will get the pension corpus amount.




Robins Antony

I am an active blogger who makes regular use of a variety of banking services, including online banking, banking mobile apps, credit cards, debit...

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